网上银行由刀豆文库小编整理，希望给你工作、学习、生活带来方便，猜你可能喜欢“我的网上银行”。
1．在网上购物前，切记手动更新杀毒软件的病毒库，并定期查杀病毒和木马，防止网络黑客侵入电脑盗取个人重要信息资料。
2．电脑必须安装好防火墙、木马克星等，并保证这些软件的实时防护功能在开启状态，才可以使用网上银行。
3．不要打开陌生人发来的网址和文件，不要贪图便宜点击报价低、信用低的网店。有网友总结道，“上网购物要警惕三样东西，第一是信用低的网店，第二是报价太低的商品，第三是给你传文件的店主。”根据360安全中心的监测，衣服、鞋、手机充值卡、数码相机、化妆品、手机、游戏点卡、饰品、家具、笔记本电脑这十类商品是黑客编造借口、制造低价诱惑的高发领域。
4．遇到“网上银行不能用”、“支付宝维护”等信息，不要轻易相信，而是打网上银行客服电话进行咨询。
5．在网吧、宾馆等公共场所不要登录支付宝或淘宝等网银账户，以免被木马窃取网银账户和密码。在登陆网上银行时，不要直接用键盘输入帐号和密码，而用“密码软键盘”输入帐号和密码，因为 “密码软键盘”比键盘输入的安全性高。
6．不定期修改密码，并提高密码的复杂和安全程度。在网上进行购物下单时，一定要严格按照网上购物的规范流程进行操作，在结帐付款时，再三核认收款方，避免把钱打错或者打进黑客账户。in online shopping, remember to manually update antivirus software,virus database, and regularly killing viruses and Trojans, prevent network hackers penetrated the important information to steal personal computer.computer must install firewall, Trojans nemesis, and ensuring that thesoftware real-time protection function in the open state, can use the bank on the net.don't open the strangers to the web site and files, do not covet cheap clickprice low, low credit shop.The netizen concluded, “online shopping to be alert to three things, the first is the low credit shop, second is the price too low commodity, third is to give you the file owner.” According to the monitoring of 360 safe centers, clothes, shoes, Mobile Recharge Card, digital camera,mobile phone, game cards, cosmetics, jewelry, furniture, notebook computerthe ten categories of goods is a hacker to invent excuses, manufacturing low temptation in the field.encounter “online bank cannot use”, “pay treasure to maintain” and other information, do not believe, but hit the Internet banking customer service telephone consultation.in Internet cafes, hotels and other public places not login pay treasure orTaobao etc.net silver-colored account, lest be Trojan to steal bank account and paword.On the landing the bank on the net, do not directly use the keyboard to enter the account number and paword, and use “paword soft keyboard” enter the account number and paword, because the security “paword soft keyboard” than the keyboard input high.do not change your paword regularly, and improve the pawordcomplexity and safety degree.Place an order for shopping on the Internet,must operate strictly according to the standard proce of online shopping,payment during checkout, repeatedly recognized the payee, avoid the moneywrong or into the hacker account.网上银行以安全、便捷著称，只要提高安全意识，养成良好的登录使用习惯，使用网上银行是很安全的。但如果你对电脑或者网上银行的使用不大了解，不懂得网上银行使用技巧和防范措施，使用网上银行还是有一定风险的！网上银行应当只作为过渡帐户来使用，存入少量资金，作为网上购物或缴纳各种费用的周转平台，不要把所有或大笔款项存入网上银行帐户。专门存钱的帐户，不要开通网上银行业务，这样就算发生意外损失也不大。下面我们来讨论一下网上银行的安全问题。
1、要保护好自己的银行卡、存折、数字证书等实物，不要交给他人保管，也不要将银行卡、存折的密码告诉他人，包括银行员工。在央行“超级网银”开通后，连自己在其他银行的帐户信息也要注意保密。
2、网银登录密码、取款密码、U盾口令等密码要足够长(最少8位以上)，并且最好同时使用大、小写字母、数字和其他字符。不要用生日、身份证号码、姓名、地址等做密码，这样容易被别人猜出来，密码最好是毫无意义和规律。客户的网银密码一定不要与电子邮箱密码或其它网站的注册密码相同，用户设置的支付密码也不能与登录密码相同。还应当定期修改自己的网银密码。
3、输入密码时，可以通过有意打乱输入次序，部分密码多次重复粘贴，有意输入错误字符然后再删除的方式进行，以免被鼠标、键盘记录器记录下来。各商业银行的网银一般都提供一个加密的软键盘，比如建行的密码输入器，凡是需要输入密码的地方最好使用密码输入器，因为密码输入器每使用一次，数字键盘的位置都会改变，可以防止被键盘、鼠标监听。
4、不要相信任何以短信、邮件等方式通知你在银行中奖等信息，更不能回应。
5、“U盾”是一个带智能芯片、形状类似U盘的东西，也就是我们常说的数字证书，这是目前网上银行安全级别最高的支付工具，网上所有涉及帐户资金的对外转移都必须通过它进行唯一认证。目前，建行、工行等多家商业银行都已经实行了数字证书认证服务，用户千万要保管好自己的U盾和U盾口令。
6、不要在公开场合比如网吧或者公用计算机上使用网银服务。
7、电脑送去维修时一定要确保密码安全，防止保存在电脑中的密码被维修人员无意中窥见，最好不要将密码保存在计算机里，而是记在你的头脑里。
8、为了安全起见，每次使用后不要直接关闭网页，要记住首先退出系统，再关闭网页，特别要记住拔出网银盾。
1, to protect their own bank card, pabook, certificate and so real, don't give others care, also don't want to tell others the bank card, pabook paword,including bank employees.In the central bank “super online banking” opened,even their own on the other bank account information will keep confidential.2, online banking login paword, paword money, U shield paword.paword must be long enough(at least 8 above), and preferably also use upper and lower case letters, numbers and other characters.Do not use the birthday, identity card number, name, addre, paword, so easy to gue pa words by others, the best is meaningle and rules.Customer e-banking paword must not with electronic mailbox paword or other web site registered the same paword, user settings paword and login paword is not the same.Should also modify their online banking paword regularly.3, enter a paword, can intentionally disrupt the order of the input paword,part repeatedly paste, deliberately input error character and then remove the way, so as not to be a mouse, keyboard recorder recorded.Each commercial bank online banking generally provides a soft keyboard encryption, such as the construction of the paword input device, usually need to enter the paword to the best place to use paword input device, because the paword input device each using a digital keyboard, the position will change,can prevent the keyboard, mouse listener.4, do not believe that any SMS, email to inform you in the bank winning information, but can not respond.5, “U Dong” is a smart chip, shape similar to U disk that is digital certificate, we often say, this is the highest level of security of the Internet bank payment tools, all net foreign transfer to the capital account must be carried out only by its certification.At present, the CCB, ICBC and other commercial banks have introduced a digital certificate authentication service, the user must take good care of your U shield and shield U paword.6, do not use online banking services such as Internet cafes in public or public computer.7, computer sent to repair must ensure that the paword security, prevent the paword is saved in the computer repair personnel accidentally see, had better not be paword stored in the computer, but remember in your mind.8, to be on the safe side, after each use don't directly off the Webpage,remember the first out of the system, and then close the Webpage, remember pull-out net shield.
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